Your CIBIL Transunion Score and Credit Information Report (CIR) is an evidence of your credit worthiness. CIBIL Transunion Score ranges between 300 and 900. All lenders check your Credit Score before approving your loan application. Higher your Credit Score, higher are the chances of loan approval.
How much credit is the consumer using?
How many accounts are past due and by how many days?
How old are this consumer's lines of credit? What type of credit does he have? Does the consumer have a good mix or balance of credit or is it all credit cards?